How to call Lloyds Bank from abroad

Lloyds lists a separate number "from outside the UK" for each kind of question on its "Call us" page. For account enquiries, Telephone Banking, replacement cards, your personal details and domestic payments, it is +44 1733 347 007. The UK version of that line is 0345 300 0000.

Those lines are open 8am to 6pm UK time, 7 days a week, and closed on UK bank holidays. Telephone Banking's automated services run 24 hours a day, but Lloyds says not all Telephone Banking services are available around the clock.

Lloyds also says that calls from abroad are charged at your phone provider's published tariff, so check what your provider charges for a call to a UK landline.

For a lost or stolen card, Lloyds gives +44 1702 278 270 from outside the UK, open 24 hours a day, 7 days a week. The same number is listed for emergency cash outside the UK.

For fraud on your debit or credit card, or a declined card payment, the number from outside the UK is +44 1702 278 272, also around the clock. For online banking fraud it is +44 207 481 2614, 24 hours a day.

We did not call these lines: they are for people who need help right now.

The online banking helpdesk is on +44 1733 232 030 from outside the UK, 8am to 6pm UK time, 7 days a week, closed on UK bank holidays. Existing credit card customers call +44 1702 278 272, 8am to 6pm UK time, 7 days a week, also closed on UK bank holidays. We have not called either of them.

Browzerphone dials +44 numbers from a browser tab, with no SIM card and nothing to install, and charges per minute at a published rate that you can check before you call. The menu keys are on the keypad in the tab.